![]() ![]() There are no limitations through Embrace on coverage for any of these conditions, and Embrace won’t stop covering your pet when you renew your plan. Chronic conditions: If your pet has conditions like allergies, arthritis and diabetes, he could be affected on a long-term basis.Cancer: Cancer and any related testing and treatment are covered by Embrace at no additional cost.Embrace will make sure your pet is covered. Breed-specific and genetic conditions: Illnesses and conditions like hip dysplasia, allergies and intervertebral disk disease can afflict pets, depending on their breed or what their parents had a predisposition for.Dental illnesses: You can get coverage for dental illnesses such as periodontal disease, gingivitis, root canals, crowns, oral masses and extractions for up to $1,000 per year In most states (excluding New York).This means that any illness is covered without any limit and exclusions that other plans might have. Illnesses: Embrace will make sure that your pet is covered when he falls ill without any pre-condition limitations.This includes the vet fees and consultation fees at any veterinary office. Accidents: If your pet is injured in an accident - such as ingesting something that could hurt him, or breaking a bone - it’ll be covered.The lowest tier of coverage starts at 7 per month for cats and 14 for dogs. Please contact us if you have any questions. Premiums are well-priced for Embraces main accident and illness plan. The exam needs to contain medical findings so spay/neuter or vaccine clinics may not qualify. Currently Embrace does not need immediate proof of this exam however, we will ask for it in the future, when processing claims. If not, you must visit your veterinarian within the first 14 days of your pet's policy before coverage begins. In order to satisfy your pet insurance policy terms and conditions, your pet needs to have been seen by a licensed veterinarian in the past 12 months and you need to have access to the exam record. Unfortunately, if your pet has a health issue during the waiting period then your claim will not be covered, even if it was an unforeseeable emergency. What if I make a claim during the waiting period? The Wellness Rewards plan from Embrace allows you to choose among reimbursement levels of 250, 450 or 650 per year. Orthopedic Conditions: July 2 or as early as January 16 (6 months or as early as 14 days after your policy start date) if you complete the Orthopedic Exam and Waiver Process (explained below) Illnesses: January 16 (14 days after your policy start date)Īccidents: January 4 (2 days after your policy start date) It's your one-stop shop for all things Embrace Pet Insurance. Waiting periods start when your policy becomes effective at 12:01 am Eastern Standard Time (EST) the day after you purchase your policy.įor example, if you purchase a policy on January 1 before 11:59 pm EST, it becomes effective on January 2. MyEmbrace streamlines the Embrace Pet Insurance experience, making it quick and easy to manage your policy. How the Waiting Period Works with Embrace Pet health insurance plans are for unexpected illnesses and injuries, and preventing these claims for known conditions keeps the premiums down for everyone. This is to protect against a pet parent seeing illness symptoms in his dog or cat, signing up for pet insurance, and then going to the vet and claiming right away. Conditions that occur during the waiting period may be excluded from your coverage as a pre-existing condition. The good news is that you can reduce the waiting period for orthopedic conditions to 14 days by following the Orthopedic Exam and Waiver Process below.Īll waiting periods start on the date your policy becomes effective. All dogs have a 6-month waiting period for orthopedic conditions. Waiting periods for accidents are 48 hours. What are Embrace's waiting periods?Īll Embrace insurance policies have a 14-day waiting period for illnesses. Accidents, illnesses and breed-specific conditions are just a few of the included coverages offered in their. Insurance protection can help give you the confidence to embrace every opportunity to live. Embrace pet plans start at just 15/month. While you can shop for a policy with a shorter waiting period, it’s best to choose a plan that offers the best coverage and value. Seize the moments that make life worth it. Are there pet insurance plans with no waiting periods?Īll pet insurance companies have waiting periods. The waiting period is a short period of time at the beginning of the policy when coverage is restricted.
0 Comments
Leave a Reply. |